Coming in 2014: Affordable Health Insurance Exchanges

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Affordable Insurance Exchanges are designed to make buying health coverage easier and more affordable. Starting in 2014, Exchanges will allow individuals and small businesses to compare health plans, get answers to questions, find out if they are eligible for tax credits for private insurance or health programs like the Children’s Health Insurance Program (CHIP), and enroll in a health plan that meets their needs.

On July 11, 2011, the U.S. Department of Health & Human Services released its road map to help States to set up these Exchanges.

An Exchange can help you:

• Look for and compare private health plans
• Get answers to questions about your health coverage options
• Find out if you’re eligible for health programs or tax credits that make coverage more affordable
• Enroll in a health plan that meets your needs

What this means for you:

• For individuals and families, the Exchange is a single place where you can enroll in private or public health insurance coverage.
• For small employers, the Exchange is a way to level the playing field, where you have better choice of plans and insurers at a lower cost, the way larger employers do now.

To learn more, view the following:

• Blog
• Press Release
• Exchange Regulation Overview
• Affordable Insurance Exchange Basics
• Small Business Fact Sheet
• States Fact Sheet
• Reinsurance, Risk Corridors and Risk Adjustment Fact Sheet
• Health Plans Fact Sheet
• Questions and Answers
• Read the regulations on Establishment of Exchanges and Qualified Health Plans and Standards Related to Reinsurance, Risks Corridors and Risk Adjustment.

For more information about a Miami-Dade, Broward and Palm Beach County home health care agency for seniors and other family members, contact Brian Gauthier at A Family Member HomeCare (954) 986-5090 or www.afamilymemberhomecare.com. Serving Coconut Creek Cooper City Coral Springs Dania Beach Davie Deerfield Beach Fort Lauderdale Hallandale Beach, Hillsboro Beach Hollywood Lauderdale Lakes Lauderdale-by-the-Sea Lauderhill Lazy Lake Lighthouse Point Margate Miramar North Lauderdale Oakland Park Parkland Pembroke Park Pembroke Pines Plantation Pompano Beach Sea Ranch Lakes Southwest Ranches Sunrise Tamarac Weston Wilton Manors Aventura Sunny Isles Beach Hialeah Miami Lakes Boca Raton Delray Beach